It’s not just about finding a property. Lenders look at your income, debts, savings and even your spending habits when calculating what you can borrow. Then you face costs like a deposit, stamp duty, loan fees, lender's mortgage insurance, and moving in. That’s why many first home buyers feel stuck, but you don’t have to navigate it alone.
At Moneybird Home Loans we specialise in first home buyers and we service clients Australia-wide. We start by helping you understand:
how much you could borrow
how much deposit you may need
the impact of your current debts or spending
what your repayments might look like
We then work with you to pick the right home loan structure and lender from our large panel of lenders and manage all the paperwork, talk to the lender on your behalf and keep things as simple as possible.
There are state and federal programs you may qualify for. We’ll check your eligibility for each scheme and help you claim what you’re entitled to.
You can make voluntary contributions up to $15,000 per year and $50,000 in total to your super (on top of what your employer already pays) – either before tax through salary sacrifice or after tax as personal contributions.
