Flexible Loan Options to Suit Every Stage of Life

Your financial needs don’t always fit in one box and neither should your loan.

We are trusted with thousands of home loan options from up to 60 leading lenders.

Finding the right home loan is about more than just the interest rate.

The structure, features and flexibility of the loan can make a big difference to how it works for you over time. Moneybird Home Loans helps you compare options across a broad panel of lenders so you can choose a loan that supports your plans today and into the future.
  • Loans matched to your situation
Every borrower is different. We take the time to understand your income, deposit, plans and priorities so we can present loan options that genuinely suit your circumstances.
  • Access to a wide range of lenders
Instead of approaching banks one by one, we compare home loan options from multiple lenders and guide you through the key differences to help you decide.
  • Support from enquiry to settlement
From initial borrowing power checks through to application, approval and settlement, we handle the process and keep you updated along the way.

Reviewing your home loan could help you access a better deal.

Refinancing gives you the chance to reassess your current loan and make sure it still suits your goals. Over time interest rates change, lenders update their products and your own financial situation can evolve. Moneybird Home Loans helps you review your options and compare alternatives across a wide range of lenders.
  • Lower rates or reduced repayments
Refinancing may allow you to secure a more competitive rate or adjust your loan structure to reduce repayments and improve cash flow.
  • Restructure your loan to suit your plans
Switching lenders can give you access to different features such as offset accounts, redraw facilities or a loan structure that better suits your long term goals.
  • Access equity or consolidate debts
Refinancing may allow you to access equity in your home for renovations, investments or other priorities. It can also help combine multiple debts into one simpler repayment.

Build your property portfolio with the right loan structure

An investment loan should support your long term strategy, not just the purchase itself. The right loan structure can help manage cash flow, maximise flexibility and support future property investments. Moneybird Home Loans helps you compare investment loan options across a wide range of lenders.
  • Loans structured for investors
Investment lending often requires a different approach to owner occupied loans. We help structure your loan to suit your investment strategy and financial plans.
  • Compare a wide range of lenders
Different lenders assess investment applications in different ways. We compare loan options across multiple lenders to help you find a competitive solution.
  • Support for future property plans
Whether you are purchasing your first investment or expanding a portfolio, we help ensure your loan structure leaves room for future opportunities.

Finance solutions for building, development and commercial property

Commercial and construction loans require careful planning and the right lender. Whether you are building a new home, funding a development or purchasing commercial property, Moneybird Home Loans helps you explore lending options that match your project and timeline.
  • Loans designed for construction projects
Construction loans are usually released in stages as your build progresses. We help you understand how progress payments work and connect you with lenders experienced in construction lending.
  • Commercial property finance options
If you are purchasing or refinancing a commercial property, we compare loan options from lenders who specialise in commercial lending across a range of industries.
  • Guidance through a more complex lending process
Construction and commercial loans often involve additional documentation and approvals. We manage the process and work with lenders to keep your application moving.

Use your super to invest in property

SMSF lending allows you to purchase property through a self managed super fund. With the right structure and professional guidance, property can become part of your long term retirement strategy. Moneybird Home Loans helps you explore SMSF loan options and work alongside your accountant or financial adviser to ensure the lending structure is appropriate.
  • Loans designed for SMSF property purchases
SMSF loans operate under different rules and structures compared to standard home loans. We help you navigate the requirements and connect you with lenders that support SMSF borrowing.
  • Specialist lenders and structures
SMSF lending is more specialised than traditional lending. We compare options from lenders experienced in SMSF property finance.
  • Support throughout the lending process
From understanding borrowing requirements through to application and settlement, we guide you through each stage so the process remains clear and structured.

Bring multiple debts together into one manageable repayment

Debt consolidation allows you to combine several existing debts into a single loan. Instead of managing multiple repayments, interest rates and due dates, you may be able to simplify things with one clear repayment that is easier to manage.

Moneybird Home Loans helps you explore whether consolidating debts into your home loan or another lending option could improve your overall financial position.
  • Simplify your repayments
Combining credit cards, personal loans or other debts into one loan can make it easier to keep track of your finances with a single repayment.
  • Potentially reduce your interest costs
Depending on the loan structure and interest rates available, consolidating debts may reduce the amount of interest you pay over time.
  • Create a clearer financial plan
By bringing debts together and restructuring repayments, it can be easier to plan ahead and focus on longer term financial goals.

Thinking about your next move? Let’s talk.

Call us, we’re here to help

We'll guide you through each step of the process so you can move forward sooner and reach your goal faster.

Book an appointment

Experience the Moneybird Home Loans difference. We take out the leg work and we will fit into your schedule.

Quick rate comparison

We get it, you’re in the moment. Apply online and we will send you some great rates for your loan.

Your Partner in Finance – Commercial, Business & Residential

We work with clients across Hobart, Brisbane’s Northside, and surrounding suburbs, helping first home buyers, homeowners, and investors secure the right home loan. Whether you’re buying, refinancing, or growing your portfolio, we tailor lending solutions to suit your goals.

Supporting clients locally and across Australia, we provide a more personal approach to home lending, with guidance from your first enquiry through to settlement and beyond.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Moneybird Finance Brokers Pty Ltd trading as Moneybird Home Loans (ABN: 90679278801) with Credit Representative Number: 563286 is authorised under Australian Credit Licence: 389328.