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Category: Home loans

Competition Heats Up as Home Loan Rates Slide to Two-Year Lows

Broker Kit 10 September 2025 No Comments

Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for…

How Quickly Can a Home Loan Be Approved?

Broker Kit 28 August 2025 No Comments

Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.

Five per cent first homebuyer deposit scheme to begin in October

Perth Mortgage Specialist 25 August 2025 No Comments

The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.

Rate Relief in Motion What the August RBA Rate Cut Means for Homeowners and Investors

Broker Kit 14 August 2025 No Comments

On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.

50,000 Reasons to Get Excited About the Home Guarantee Scheme This Financial Year

Broker Kit 1 August 2025 No Comments

The Home Guarantee Scheme 2025–26 offers 50,000 places to help Australians buy a home with as little as 2–5% deposit and no LMI.

New Queensland Disclosure Laws Could Add Costs for Sellers but More Clarity for Buyers

Broker Kit 31 July 2025 No Comments

From August 1, 2025, new seller disclosure laws will come into effect in Queensland, introducing significant changes to the way properties are sold.

Refinancing Rebound: What 100,000 + Aussies Swapping Lenders in Q1 2025 Tell Us

Broker Kit 24 July 2025 No Comments

Refinancing activity surged in early 2025, with over 100,000 borrowers switching lenders in Q1, reaching the highest levels since September 2023.

How Government Schemes Are Helping First‑Home Buyers

Broker Kit 21 July 2025 No Comments

Programs like the First Home Guarantee, Regional First Home Buyer Guarantee, and various LMI waivers are making homeownership more accessible for first-home buyers, especially in regional areas.

When will lenders pass on the cash rate?

Perth Mortgage Specialist 27 May 2025 No Comments

Here's a summary of the major lenders and the effective dates for their interest rate adjustments.

RBA Cuts Rates: Here’s What to Do Next

Perth Mortgage Specialist 20 May 2025 No Comments

The Reserve Bank has delivered another round of interest rate relief, cutting the official cash rate by 0.25% — from 4.10% to 3.85%.

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We work with clients across Hobart, Brisbane’s Northside, and surrounding suburbs, helping first home buyers, homeowners, and investors secure the right home loan. Whether you’re buying, refinancing, or growing your portfolio, we tailor lending solutions to suit your goals.

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Moneybird Finance Brokers Pty Ltd trading as Moneybird Home Loans (ABN: 90679278801) with Credit Representative Number: 563286 is authorised under Australian Credit Licence: 389328.